Klarna

Shop Now. Pay Later with Klarna at Learning Bugs

At Learning Bugs, we understand that spreading the cost can make shopping easier for families. That’s why we’ve partnered with Klarna to bring you flexible, secure payment options – so you can shop for your favourite toys, gifts, and bundles now, and pay later.

Please shop responsibly

Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford your monthly repayments on time. 18+, UK residents only. Subject to status. T&Cs apply.

It’s simple, safe and secure

When you choose Klarna at checkout, you’ll get the option to shop now and pay later. Klarna has strong anti‑fraud controls to protect customers and stop fraudsters making unauthorised purchases.

Klarna Payment Options

1️⃣ Financing

Apply for monthly financing at checkout. It’s a quick two‑step application with an instant decision. Once approved, you’ll see all your Klarna purchases in one place, pay balances, and manage payments easily in the Klarna app or at Klarna.com. Need help? Klarna Customer Service is there for you.

2️⃣ Pay in 30 Days

  • Make your purchase today and only pay for what you keep.

  • Pay up to 30 days later – no interest, no fees when paid on time.

  • Easily report returns in the Klarna app – you’ll only pay for the items you keep.

Important:

  • Missing payments could affect your ability to use Klarna in the future.

  • Debt collection agencies may be used as a last resort.

  • Klarna’s Pay in 30 Days is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively impact your financial status and your ability to obtain credit in the future.

  • 18+, UK residents only. Subject to status. T&Cs and late fees apply.

3️⃣ Pay in 3 Instalments

  • Spread the cost into three interest‑free payments.

  • First payment is taken at checkout, then automatically every 30 days.

  • A flexible alternative to a credit card – no interest, no fees when you pay on time.

Important:

  • Missing payments could affect your ability to use Klarna in the future.

  • Debt collection agencies may be used as a last resort.

  • Klarna’s Pay in 3 is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively impact your financial status and your ability to obtain credit.

  • 18+, UK residents only. Subject to status. T&Cs and late fees apply.

How to shop with Klarna

Step 1. Add your favourite items to your basket.
Step 2. Select Klarna at checkout to pay your way.
Step 3. Manage your payments and orders via the Klarna app or Klarna.com.

About Klarna

Founded in Stockholm, Sweden, Klarna is one of Europe’s fastest‑growing companies and a leading alternative payment provider. Klarna’s mission is to make shopping smooth – offering simple, safe, and flexible payment options.

  • Trusted by over 150 million shoppers worldwide.

  • Partnered with over 450,000 retailers.

  • More than 3,000 employees across 17 countries.

Please note: Klarna is an independent payment company and Learning Bugs has no influence over whether your payment is accepted. If you have any issues with your Klarna payment, please contact Klarna Customer Service directly at klarna.com/uk/customer-service/.

FAQs

Who is Klarna?

Klarna is a trusted payments service that helps you buy the things you love with flexible payment options.

How does Pay in 30 Days work?

Pay in 30 Days lets you pay anytime within 30 days of your purchase. Klarna will send you a confirmation email, and you can manage your payment in the Klarna app or online.

How does Pay in 3 work?

Klarna splits your purchase into three equal interest‑free payments – one today, one in 30 days, and the last in 60 days.

Will a credit check take place?

Yes, Klarna performs a soft credit check that won’t impact your credit score.

What happens if I don’t pay on time?

Missing a payment could affect your ability to use Klarna in future, and in some cases debt collection agencies may be used.

Can I return or cancel my order?

Yes – once we confirm your return or cancellation, Klarna will update your balance and refund any amounts owed.

Where can I get help?

  • For Klarna payment issues: klarna.com/uk/customer-service

  • For Learning Bugs order questions: hey@learningbugs.co.uk

Klarna’s Pay in 3 and Pay in 30 Days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply.

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